John Howells

John Howells is Chief Executive of LINK, the UK’s cash machine network and coordinator for access to cash infrastructure such as shared branches. LINK plays a key role in maintaining access to cash for consumers as the UK moves increasingly towards digital payments. LINK also supports the development of inclusive digital payments to ensure that no consumer is

left behind. This includes as a member of the Treasury’s Vision Engagement Group supporting the delivery of the National Payments Vision. John is also a Commissioner with the Financial Inclusion Commission and a Non-Executive Director of MedCo. John’s previous roles include with Capgemini as lead for the Department for Work and Pensions advisory business. His early career was with Gemini Consulting’s financial services strategy practice and Lloyds Bank. He holds an MBA from London Business School and a Materials Science degree from Oxford University.