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Zilch

Category
High Growth (£11k)

Vertical
Consumer Lending, Payments, Personal Financial Management

In a snapshot:

  • Zilch.com
  • Launched in 2020
  • Valued at US $2 billion
  • Market’s first reward earning Debit & credit building, zero-interest Credit Card
  • FCA Regulated
  • Created World’s first Ad-Subsidised Payment Network using GenAI with AWS
  • In 44 months since launch in 2020…
    • Over 4 million customers
    • Saved Zilch customers over half a billion in interest & fees
    • Profitable with an $130m (£100m) annual revenue run rate and 100% YoY growth.
  • Founding Co-chair of the Unicorn Council for UK Fintech (UCFT), a market-first body comprising CEOs and leaders of the UK's 25 most valuable fintech companies


Zilch Investors include:

  • Ventura Capital
  • ⁠Goldman Sachs
  • ⁠eBay
  • ⁠NaMa Capital
  • ⁠M&F Fund
  • ⁠Limited Ventures

Team Members

Desmond McNamara

Chief Risk Officer of Zilch

Philip Belamant

CEO & Co-founder, Zilch

Blogs

The UK Built the Fintech Model. Now It Must Keep the Value

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Zilch Raises £100M Financing Deal to Fuel Expansion Strategy

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Zilch Launches Pay over 3 months interest-free regulated product 

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