Zilch
Category
High Growth (£11k)
Vertical
Consumer Lending, Payments, Personal Financial Management
In a snapshot:
- Zilch.com
- Launched in 2020
- Valued at US $2 billion
- Market’s first reward earning Debit & credit building, zero-interest Credit Card
- FCA Regulated
- Created World’s first Ad-Subsidised Payment Network using GenAI with AWS
- In 44 months since launch in 2020…
- Over 4 million customers
- Saved Zilch customers over half a billion in interest & fees
- Profitable with an $130m (£100m) annual revenue run rate and 100% YoY growth.
- Founding Co-chair of the Unicorn Council for UK Fintech (UCFT), a market-first body comprising CEOs and leaders of the UK's 25 most valuable fintech companies
Zilch Investors include:
- Ventura Capital
- Goldman Sachs
- eBay
- NaMa Capital
- M&F Fund
- Limited Ventures
Team Members
Desmond McNamara
Chief Risk Officer of Zilch
Philip Belamant
CEO & Co-founder, Zilch


